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DESJARDINS FINANCIAL SECURITY SHALL NOT BE LIABLE OR RESPONSIBLE TO ANY PERSON FOR ANY HARM, LOSS, OR DAMAGE (WHETHER ARISING IN CONTRACT, TORT, NEGLIGENCE, OR OTHERWISE) THAT MAY ARISE DIRECTLY OR INDIRECTLY FROM THIS SITE, THE USE, INABILITY TO USE, OR MALFUNCTIONING OF THIS SITE OR THE INFORMATION CONTAINED HEREIN, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, THIRD PARTY, OR CONSEQUNTIAL DAMAGES.

• Sale of Products Where Prohibited

The information contained on this website does not constitute a solicitation to transact business in any way. This communication is directed only to persons resident in the jurisdiction(s) in which Desjardins Financial Security (DFS) is permitted to transact business in accordance with securities and other regulatory authorities.

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The information contained on this website is provided on the understanding that DFS is not providing financial, legal, tax or accounting advice. As such, it should not be used or relied upon as a substitute for consultation with professional financial, legal, tax or accounting advisers.

• No Guarantees or Warranties

While every effort is made to ensure that the information contained on this website is correct, DFS is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information is provided “as-is” and without guarantee of any kind, including any guarantee of completeness, accuracy, timeliness of information or of the results obtained from the use of this information, and without warranty of any kind, express or implied, including warranties of performance, merchantability and fitness for a particular purpose. DFS may make improvements and/or changes in the products and/or services described in this website at any time without notice.

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Certain links on this website connect to other websites maintained by third parties over whom DFS has no control. DFS does not endorse the products or services of those third parties and makes no representations or warranties as to the accuracy, completeness or any other aspect of the information contained on those websites.

• Limitation on Liability

In no event will DFS or its directors, officers, employees or agents be liable to you or anyone else for any action taken or decision made in reliance on any of the information contained on this website or for any direct, indirect, consequential, special or other similar damages, even if DFS has been advised of the possibility of such damages.

• Internet E-mail

Internet email communication has not been proven to provide completely secure transmission of information. DFS accepts no responsibility for ensuring the integrity and privacy of information sent either to or from DFS in this manner.

• Trademarks and Copyright

Copyright 2008 Desjardins Financial Security. All rights reserved. All material on this website (unless otherwise noted) is the property of DFS and is protected by Canadian and international copyright laws. You may view, reproduce and distribute materials published on this website for non-commercial purposes within your home or organization, but you may not reproduce or distribute any such materials for any commercial purpose. Any unauthorized use of these copyrighted materials may result in prosecution. Desjardins Financial Security and the Desjardins Financial Security logo and all related product and service names, design marks and slogans are the trade-marks, service marks or registered trade-marks of Desjardins Financial Security. Except as provided for in this Disclaimer, any reproduction of these marks without the express written consent of DFS is strictly prohibited.