At Desjardins Financial Security Independent Network — Ottawa, financial planning begins with the process of evaluating your current financial situation, incorporating your current circumstances with your goals and then developing a plan that is unique to your situation and objectives. We take a team approach to planning your financial health and we strive to maintain long-term relationships with our clients.

At your first meeting, your financial advisor will review the issues and concepts related to the financial planning process. We will also discuss the specific services you will receive, your goals and priorities, as well as the responsibilities of you and your advisor. Information about your financial resources and obligations will be gathered at this meeting.

Following this initial meeting, your financial advisor will analyze your situation and identify any problems or opportunities regarding capital needs, investments, taxation, retirement planning, employee benefits and estate planning.

Your financial plan will begin to take shape as you and your planner work together to prepare a plan that is tailored to your goals and objectives. Your values and risk tolerance will be examined carefully. In order to fully implement your individual plan, your financial advisor may further assist you by coordinating contacts with other professionals such as accountants or lawyers.

Once you are well on your way to securing a healthy financial future, you and your advisor will meet periodically to discuss the progress you are making toward reaching your goals and to make any adjustments to your plan due to a change in life circumstances such as illness or marriage.